Life in Thailand13 July 2026 · 3 min

DTV Approved. Seven Things People Find Out Too Late

The visa in your passport is the middle of the road, not the finish. Thai banks, TM30, 90-day reports, tax residency and a passport that expires early.

Mira · First contact of the workshop

The stamp in the passport is the moment most people relax. They shouldn’t: nearly every unpleasant surprise of DTV life happens after approval, not before. Here are seven things our clients most often describe with “why did nobody tell me sooner”.

1. 180 days doesn’t mean “five years ahead”

Every entry gives you 180 days. After that — an extension on the spot, or an exit and re-entry. Sounds simple, but extension rules differ noticeably from province to province: in one place it’s a formality, in another it’s a quest of its own with extra requirements. Plan the extension well in advance, not three days before the deadline.

2. TDAC — before you board the plane

Thailand has introduced an electronic arrival card: you fill it in online before entry. A small thing that turns into airport stress if you don’t know about it.

3. TM30 — a duty your landlord doesn’t know about

The person who houses you is required to notify immigration that a foreigner lives there. In practice they often don’t — and you’re the one who pays for it on your next trip to immigration. Check this at move-in, not when you get turned away for having no registration.

4. A report every 90 days

Live in Thailand more than 90 days in a row and you notify immigration of your address every 90 days. The procedure isn’t hard — you just have to not forget it.

5. A Thai bank account — the most underrated problem

Surprise number one for everyone: opening a Thai bank account on a DTV is extremely hard — since 2025 banks have tightened up across the board on long visas without work in Thailand. Your financial life (cards, transfers, paying for housing) needs designing before the move, not after the fact. Workable options exist, but they’re individual — this is one of the topics people come to us with most often once they already have the visa.

6. After 180 days in a year you’re a Thai tax resident

You won’t read this in cheerful posts about “a 5-year visa”: spend more than 180 days in Thailand in a calendar year in total and you’re a tax resident, and bringing money into the country can have tax consequences. It’s a complicated subject and every profile looks different — but you want to learn about it before the move, not from a letter from the tax office.

7. Your passport will run out before the visa does

The DTV is issued for 5 years, and it can’t be transferred into a new passport. That’s not a problem: flying with two passports is a standard, widespread arrangement, and the visa in the old passport keeps working. Just plan the replacement ahead — full breakdown in a separate article.

All of the above is why clients keep the workshop’s contact for the full five years of the visa, not just until the stamp lands in the passport. The visa is what we solve most often, but far from the only thing. If you’ve run into any point on this list — message Mira: she answers in minutes, not in days.

The workshop

Visas are what we solve

Write to us — we answer during working hours and send the list of documents and the filing order for your situation. The numbers in our database show where it makes sense to file right now.